Your credit insurance policy will give you a better platform on which to negotiate finance packages. We will be happy to introduce you to our selected range of trusted financiers; or to work with your existing financier to set a credit insurance policy in place.
Category: Products Tailored to Your Needs
Bonds and Guarantees
Where third party contractors are involved, a bond will ensure work is completed if the third party were to fail; or for faulty or defective work.
Top-up Cover
This will provide an extra ‘layer’ of cover for your higher risk debtors, where a single insurer may struggle to cover the complete debt. A second insurer will provide top-up to ensure your full debt is covered.
Catastrophe Cover
This is where you might share more of the risk with the insurer, and only cover debts over a certain agreed level. For example – £25,000 or £50,000, etc.
Principal Customer Cover
Similar to specific account cover, but selecting those customers with the highest exposures from your ledger.
Single Risk or Specific Account
You can choose to cover specific risks from your portfolio of customers. This may be just one company, or perhaps a ‘basket of risks’. This can be particularly useful where you have one or more ‘large eggs in the basket’.
Whole Turnover Policy
This will cover your entire sales ledger against insolvency, protracted default,and where relevant, political risk.